dark mode light mode Search

6 Reasons Why Skipping Home Inspection Is A Bad Financial Decision

6 Reasons Why Skipping Home Inspection Is A Bad Financial Decision

There are several costs and steps involved while buying a home. Expenses like attorney and realtor are hefty, which will push you to save money by skipping other aspects. In most cases, homeowners skip the home inspection process, owing to the high costs of other legal processes.

If you’re also considering skipping this step in your home buying process, you are making a big mistake. There are various benefits of getting your property inspected by a home inspector. If you’re not aware of home inspection benefits, we have listed them for you in this article. Have a look. 

Precise Property Assessment

Home Inspectors are experts in inspecting your home thoroughly. They can spot potential structural problems in your to-be property that are otherwise hard to spot. Your Home Inspector will tell you about the maintenance, repairs, and build-quality of your property. They will provide you with an estimate of your property’s life. If you think you’re not getting what you’re paying for, you can also back out from the transaction. 


As a homebuyer, you need to know about your property’s critical details, like the presence of mold and radon. A Home Inspector will highlight such safety and hygiene issues in the home inspection report. Ensure that you only sign the home-buying contract if it allows cancellation of the transaction, should any potential safety & health hazards are encountered.  

Identify Illegal Construction

It is nearly impossible for a homebuyer to tell if the rooms, basement, or garage have been constructed illegally. A Home Inspector does a thorough study of the area’s construction codes and verifies if the property hasn’t breached any local laws. If a property contains illegal and unpermitted construction, it hampers its usability, insurance, taxes, and overall values. Moreover, you’re paying for something that doesn’t even exist. Therefore, elements that aren’t installed in compliance with the local area’s code will give you financial problems in the future and must be identified instantly. A Home Inspector will make it happen. 

 6 Reasons Why Skipping Home Inspection Is A Bad Financial Decision

Better Negotiation

Your Home Inspector can give you a detailed report highlighting all the defects and potential repairs in the property. You can use the report as a negotiation tool to reduce the price of the property. Ensure that you spend enough time on the property with your inspector to highlight as many issues as possible for a successful negotiation. 

An Estimate of Future Expenses

All elements of your property have a “shelf-life.” It is important to know when they need a replacement for effective budgeting. It will let you decide what warranty or insurance coverage policies you need to take. 

Your Home Inspector will tell you when your property’s important elements like electrical wiring, plumbing systems, heating, and cooling systems were installed and how long they are destined to last. Their diagnosis can prove detrimental in determining your property’s structural fit and help you consider backing off if you’re being charged unfairly. 


Several Insurance Firms do not insure a property that lacks certifications like four-point inspections or Wind Mitigation. Moreover, illegal and un-permitted constructions aren’t covered in the insurance either. Skipping the inspection process will increase the chances of missing out on these details and facing insurance issues in the future, in addition to the repair costs of the faltered elements of the property. 

Final Word

Home Inspection is beyond “mere property evaluation”. It is an important step that can’t be skipped at any cost. It gives you a clear idea of your property’s constructional details, and it’s structural integrity. Moreover, the home inspection report can give you evidence that you can use to negotiate the price or back away from the purchase process. 

Consider looking for experienced Indiana home inspectors if you’re buying a house in mid-western America.