Homeowners know that sooner or later, they will have to face expensive repairs. No appliance is made to last for a lifetime, so you know that you will encounter problems. Luckily, a home warranty will save you from paying high fees for repairs. And let’s not forget about the costly replacements that you will need once your appliances have passed their lifespan.
There are so many companies that offer their services on the market. When you look at different plans, you might be overwhelmed by the choices available.
What type of coverage do companies offer
A home warranty will cover the major appliances and home systems. Your appliances such as stove, refrigerator, washer, and dryer will be covered. Also, the major home systems such as HVAC, plumbing, water heaters, electrical, and others.
Plans from various companies are created differently. Some have a separate plan for systems while offering another plan for the appliances. Many offer mixed plans, with basic and more advanced options. The basics include some appliances and systems, while the advanced plans have extensive coverage.
Also, don’t forget the fact that many companies offer add ons. This means that you can add additional coverage for a certain fee. This is a good option that will allow you to tailor the plan according to your specific needs.
But, malfunctions aren’t the only thing that can be covered by a home warranty plan. According to First American Home Warranty reviews, you can upgrade your plan to cover cosmetic damage on appliances and systems.
Keep in mind that you can always add additional coverage to your existing plan. For example, if you have more than one fridge it means that the second one won’t be covered. Or, you can cover additional systems such as a pool, septic tank, or garbage compactors.
Which appliances and systems are covered?
- Home warranty includes plumbing repairs, such as leaks and clogs. If there is damage done to walls or other equipment, it won’t be covered by your plan.
- When it comes to electrical, keep in mind that there are certain limitations. The device wiring and faceplates aren’t covered. Only the major components will be covered.
- When it comes to HVAC, you need to check your specific plan about what is covered and what isn’t. Companies won’t cover any damage done due to neglect and bad maintenance.
- Roof coverage isn’t always included. But when it is, keep in mind that it won’t cover replacements. Only the minor problems such as leaks are included.
What do you do in the case of malfunction?
When some of your important systems or appliances experience a malfunction, you will feel stressed and overwhelmed with the situation. Instead of having to deal with it, all you need to do is call your company. They will take care of the issue and send over a team of reliable professionals.
Your company will cover the costs of the repairs. You will need to contribute with the service call fee, which can start at $30 depending on the company.